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Ether.fi Unveils Crypto-Native Credit Card on L2 Scroll Network

Ether.fi has introduced a new ‘crypto-native’ credit card, Ether.fi Cash, built on the Ethereum layer-2 scaling network, Scroll. Announced via a post on the X platform, the Visa-backed card allows users to make cryptocurrency purchases wherever Visa is accepted. The card comes in four tiers, each named after popular crypto memes: Pepe, Wojak, Chad, and Whale.

What sets Ether.fi Cash apart is its non-custodial design, allowing users to retain full control of their cryptocurrency in their own wallets, bypassing the need for transferring funds to separate accounts. The card also offers an innovative financing option, letting holders borrow against their crypto collateral, including assets like eETH (Ether.fi staked ETH) and other yield-bearing tokens.

In a future update, users will be able to settle their balances using the native yields generated from their crypto holdings, further integrating decentralized finance (DeFi) functionalities with traditional credit card benefits. Scroll emphasized that this innovation allows users to “hold onto your crypto while leveraging it to do more than ever before.”

With the rise of crypto-friendly payment cards from major platforms like Coinbase, Crypto.com, and Gemini, Ether.fi Cash sets itself apart through its deep DeFi integration, offering users unmatched flexibility in managing their crypto assets.

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