Check Free Credit Score, Instant Loan, Credit Card 3.3.7 For Android APK Download

About this app:

With CreditMantri you can start with your free credit score, create your profile, track your monthly spends, and discover loans and credit cards that are uniquely matched to your profile.

CreditMantris credit score is powered by Equifax - 1 of the 4 credit bureaus authorized by RBI.
CreditMantri is trusted by more than 18 million Indians and 40+ lenders.

Things you can do on the CreditMantri app

Credit Score and Analysis
Check your credit score for FREE and detailed analysis of your credit profile and history
Know your latest credit score every month and see what has changed
Subscribe to premium credit health report for personalized recommendations
Improve your credit score with our expert help

Track Spends and Bills
Plan your budget and track your spends across categories like on food, shopping, etc.
Quickly add any cash spent to accurately track your expenses
Get EMI reminders and credit card bill reminders to pay on-time
Check bank balance and ATM withdrawal count

Loans and Card offers
Apply for exclusive loans and credit cards from top lenders and get Instant approval
Build your credit score with your first credit product
Resolve your negative accounts and become loan eligible

Credit score FAQs

What is a credit score and how is a credit score calculated?
Credit score is an indicator of a borrower's ability to make credit payments on time. Credit score is calculated based on the data provided by the banks and NBFCs to the bureau. Major factors that influence a credit score calculation are timely credit payments, current outstanding balance and new credit enquiries etc.

If I check my credit score, will it hurt my credit report?
No, requesting your credit score through CreditMantri is considered a soft inquiry on your credit report (as opposed to a hard inquiry, when a lender requests your credit score during a loan decision).

I have a low credit score. What can I do to improve my score and become loan eligible?
You might have a low credit score due to negative accounts and/or delayed payment(s) in your credit report. CreditMantri can help you identify the negative accounts and help you attain better credit health by resolving the issues.

Loans FAQs

What are the kind of loans available?
CreditMantris Marketplace offers a wide range of products matched to the customers credit profile which include personal loan, home loan, auto loan, gold loan, loan against property, business loan, education loan, two-wheeler loan and short-term loan.

What is the loan amount, tenure and interest rate I can get on different types of loans?
Loan amount, tenure and interest rate are determined by your credit profile and requirements.
1. Personal loan: From 20,000 to 30 lakhs & tenure from 6 months to 5 years & interest rate varies from 11.99% to 35% per annum
2. Home loan: From 3 Lakhs to 10 Crores & tenure from 1 to 30 years & interest rate varies from 8.35% to 15% per annum
3. Short-term loan: From 1000 to 2 Lakhs & tenure from 90 days to 24 months & interest rate varies from 1.33% to 2.5% per month

Representative example of the total cost of the loan:
Loan amount - 100000
Interest rate(APR) - 13% p.a
Loan tenure - 12 months
Total Interest to be paid - 13000
Processing fee + GST - 588 (499+GST)
Monthly EMI repayment - 9466
Total amount to be repaid - 113588

Permissions Requested:
* Camera - To take photos of proof documents to quicken loan process.
* SMS - To help you track your spends and EMI reminders from bank SMSs
* Storage - To store photos captured by you for proof documents
* Phone call/Device state To pre-fill the mobile number

Awards
Red Herring Asia Top 100 Winner, 2017
Named in the Top 250 Fin-Tech Companies in the world by CB Insights, 2017 and 2018
Jason J.Spindler Big Data for Impact Award, 2019

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